General Liability
Liabilities Designed with You in Mind
General liability insurance, also known as commercial liability, covers you for the work you’re doing or performing, which means coverage per occurrence, or product, on completed operations. This will also cover lawyer fees if your business or an employee is ever issued a lawsuit due to a negative experience from the completed product. If you have a business, then it is recommended that you have a general liability policy to cover any work exposures that could potentially pose as liable.
At Bluffview Insurance Agency we will assist in finding the best general liability insurance product that is designed with you in mind. If you are in need of a little extra liability combined with your general liability policy, we also offer E&O and D&O liability coverages that will encompass your exact liability needs.
Umbrella Liability
E&O Liability (Errors & Omissions)
This is a professional liability that covers for errors or omissions of negligence that either injure clients or cause damage to their property. It is recommended that licensed professionals such as auto mechanics, accountants, lawyers, insurance agents, architects, engineers and technology companies are covered with this liability.
D&O Liability (Directors & Operators)
This liability covers non-profit, officers or board of directors of a non-profit and organization like trap clubs for hunting and high school trap athletes. If an accident occurs, coverage applies so that people cannot sue the club, or board of directors, affiliated with that organization or non-profit. There are numerous D&O coverages offered like entity coverage, corporate reimbursement coverage, and personal liability. This can be customizable to also include employment practices liability.
For more information regarding General Liability insurance, give us a call at 608-779-0633 or request a quote today.